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Question: Is it permissible for a shop owner to have different cash and credit prices for goods?

Answer: Yes it will be permissible as long as it is made clear at the time when the deal is being made.  It should be make clear that the cash price for example is R100 and the credit price is R120.  The buyer needs to specify what option he intends taking. If he chooses the credit option, the credit period needs to be specified. [Fatawa Rahimiyyah Vol 3 /249]

ويجوز البيع بثمن حال ومؤجل اذا كان الأجل معلوما (١٩٨)

And Allah Knows Best

Yusuf Moosagie 

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