Question: Ebrahim owes Yusuf R100,000. Ebrahim requests his friend Yaqub (who owes Ebrahim a R100, 000) to take over the debt with Yusuf. Is this allowed?

Answer: Yes, it is permissible to transfer a debt as longer the creditor and the person to whom the debt is transferred both agree. Upon transfer, Yusuf will no longer have a claim against Ebrahim. 

الحوالة جائزة بالديون - القدوري ج٢ص٧٣)

And Allah Knows Best

Yusuf Moosagie 

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